Not only do we help small businesses purchase or construct real estate, but we also can with with other financing needs via our Community Advantage Program. We’re thrilled to share that we just closed a $150,000 Community Advantage loan for a wine service company in San Jose! 🍷🎉 The loan will help them purchase equipment to improve their operations and continue serving their customers more efficiently. The Community Advantage loan is an affordable financing option designed to support small business owners at any stage of their journey. Whether it’s for inventory, equipment, working capital, tenant improvements, or other business expenses, this program provides the funding needed to grow and thrive. Learn more.

We just closed on another vineyard!  We helped a winery in Mendocino purchase over 100 acres of rural property, currently used at a vineyard for +$2.3 million.  By utilizing the SBA 504 Program, we were able to help the owners obtain 80% financing and a below-marketing interest rate, fixed for 25 years. Learn more at www.tmcfinancing.com

TMC Financing Helps Les Lunes Wine Secure $3.8M for Building and Equipment Purchase with only 10% Down The SBA 504 loan program was clearly the best option for us. In fact, conventional loans just weren’t even feasible, given the much higher owner equity that they require,” states vintner Shaunt Oungoulian, owner of Les Lunes. Conventional commercial mortgages typically require 20-30% as a down payment, while most SBA 504 loans only require 10%. SBA 504 financing for commercial real estate and essential equipment Another advantage that was important for Shaunt and Diego Roig was that the SBA 504 loan program allowed them to roll the cost of equipment into the loan package – something that’s not available through conventional real-estate loans but was critical for them. In this way, the Les Lunes team also benefits from the longer amortizations available with the SBA 504 loan program, with more affordable monthly payments. “A key benefit for us was that TM

Experts estimate the global wine market will reach a size of $825 billion by 2030 – and a significant part of that growth will happen due to expanded production in Napa Valley, California. Renteria Vineyard Management is at the forefront of premium wine production. “Renteria Vineyard Management is a full-service vineyard management company,” explains Blanca Wright, its Chief Financial Officer. “We start in the vineyards when the plants wake up all the way until they go to sleep.” With over 2,000 acres under management, the firm will add about 150 more in 2023, reaching 600 employees at peak season. With help from TMC Financing and the SBA 504 Loan Program, Renteria recently acquired a 5,049-square-foot building in the heart of Napa’s wine country for $1.4 million and only 10 percent down payment. “Renteria has been a longtime leasee, but owning was always a goal for them,” explains Anna Rummelein who administered the SBA 504 lo