The wine industry is facing unprecedented challenges. With many wineries and related businesses feeling the pressure from rising costs and declining sales, it might seem like the only option is to cut back or even shutter operations. But as history shows, downturns are often the perfect time to make strategic investments that secure your future. At TMC Financing, we believe that smart financing isn’t just for booming markets—it’s the tool that can help you survive and ultimately thrive when the market turns around. Invest in Stability During Uncertain Times When the winds of economic uncertainty blow, companies that stand firm are the ones that take proactive steps rather than reactive measures. SBA 504 loans from TMC Financing offer a pathway to stability with: Low Down Payments: With as little as 10% down for established businesses, you keep your cash flowing for critical operations and future growth. Fixed, Long-Term Interest Rates: Enjoy predicta

We’re proud to share that TMC Financing has been named the #2 Best Place to Work in the Bay Area by the San Francisco Business Times! This recognition marks our ninth appearance on the list in the small business category, and represents our highest placement to date. This award recognizes the strength of our company culture, the commitment of our team, and our shared purpose: helping small businesses grow and succeed. It’s a reflection of everything we believe in — collaboration, respect, and doing meaningful work with people who care. The Selection Process The Best Places to Work list is curated by the San Francisco Business Times and Silicon Valley Business Journal, in partnership with Quantum Workplace. Honorees are selected based on confidential employee surveys that measure engagement, satisfaction, and workplace culture. Timeline: – Nominations Closed: February 2025 – Employee Survey Period: January–February 2025 – Aw

There are many misconceptions when it comes to obtaining an SBA 504 loan. In this video, TMC Financing's Executive Vice President answers a question we get all the time: is it hard to get an SBA 504 loan?

490 Small Businesses Served, Securing Over $1.8 Billion in Total Financing for Fiscal Year 2024 For the fourth consecutive year, TMC Financing is named the No. 1 U.S. Small Business Administration (SBA) 504 lender in the nation. Closing its most successful fiscal year on September 30, 2024, TMC Financing approved 490 SBA 504 loans, totaling $1.8 billion in total project financing—outpacing all other SBA 504 lenders in both loan count and total dollar volume. These funds are expected to help create nearly 6,000 new jobs. Additionally, TMC is the only Certified Development Company (CDC) to approve over $600 million in SBA 504 financing for three consecutive years, including FY 2024. TMC Financing continues its mission as a nonprofit, providing small business owners with access to below-market, fixed-rate financing for the purchase, construction, or refinance of commercial real estate and equipment. “Our growth is not just in loan volume, but in our ability to help small busi

Afternoon Brief, July 13th

Wine Country Waste Workers for Pelosi, Newsom Napa Vineyards Seek $300 Million over Alleged Toxic Contamination: Workers say they were exposed to toxic materials after the Glass Fire scorched parts of Napa Valley in 2020...