TMC Financing Celebrates 2026 Coleman Award Winners, Recognizing Excellence Across SBA Lending   TMC Financing is pleased to announce that several members of its team, along with the company itself, have been honored as part of the 2026 Coleman Report SBA Lender Awards. These recognitions highlight organizations and individuals whose achievements in SBA lending strengthen small business communities and expand access to long‑term, affordable financing.  TMC Financing has long been committed to empowering entrepreneurs across its footprint, and this year’s awards reflect both strong FY25 production and meaningful growth in new markets.  TMC Financing earned the SBA Underserved Market Lender of the Year award after completing a record‑setting FY25 with 548 SBA 504 loans and more than $2.4 billion in total project financing, supporting over 7,000 jobs. This recognition underscores the company’s continued efforts to reach more businesses with stable, fixed‑r

In today’s challenging economic climate, many wineries are rethinking their operational strategies. Rather than continuing to rent or lease, owning your space can be a transformative decision that positions your winery for long-term success. With the support of SBA 504 loans from TMC Financing, this isn’t just a dream—it’s an achievable reality. The Benefits of Owning Your Space Financial Stability and Predictability Owning your own property means you’re not subject to sudden rent hikes or lease uncertainties. SBA 504 loans provide long-term, fixed interest rates with fully amortized payments over 25 years and no balloon payments, offering financial predictability that’s vital for planning your winery’s future. Cash Flow That Works for You With as little as 10% down for established businesses (15% for single-purpose facilities or start-ups), you can preserve your working capital to invest in other critical areas. This structure helps ensure you

The wine industry is facing unprecedented challenges. With many wineries and related businesses feeling the pressure from rising costs and declining sales, it might seem like the only option is to cut back or even shutter operations. But as history shows, downturns are often the perfect time to make strategic investments that secure your future. At TMC Financing, we believe that smart financing isn’t just for booming markets—it’s the tool that can help you survive and ultimately thrive when the market turns around. Invest in Stability During Uncertain Times When the winds of economic uncertainty blow, companies that stand firm are the ones that take proactive steps rather than reactive measures. SBA 504 loans from TMC Financing offer a pathway to stability with: Low Down Payments: With as little as 10% down for established businesses, you keep your cash flowing for critical operations and future growth. Fixed, Long-Term Interest Rates: Enjoy predicta

Knowledge Is Power.  Small business owners spend their days concentrating on their particular specialty, but there’s one thing they have in common: they all have to contend with a host of similar workforce issues. Below, we've provided the top three business resources you should use to tackle common challenges like business planning, securing funding, and navigating day-to-day operations with greater confidence and clarity. Whether you're just getting started or looking to take your business to the next level, these tools can help you build a strong foundation and make informed decisions every step of the way. _________________________________________________________________ The Small Business Administration (SBA) The SBA offers a plethora of advice about planning, launching, managing, and growing a small business. They offer a useful guide to writing your business plan. The SBA’s Create Your Business Plan section of its website is an excellent place to s

There are many misconceptions when it comes to obtaining an SBA 504 loan. In this video, TMC Financing's Executive Vice President answers a question we get all the time: is it hard to get an SBA 504 loan?

490 Small Businesses Served, Securing Over $1.8 Billion in Total Financing for Fiscal Year 2024 For the fourth consecutive year, TMC Financing is named the No. 1 U.S. Small Business Administration (SBA) 504 lender in the nation. Closing its most successful fiscal year on September 30, 2024, TMC Financing approved 490 SBA 504 loans, totaling $1.8 billion in total project financing—outpacing all other SBA 504 lenders in both loan count and total dollar volume. These funds are expected to help create nearly 6,000 new jobs. Additionally, TMC is the only Certified Development Company (CDC) to approve over $600 million in SBA 504 financing for three consecutive years, including FY 2024. TMC Financing continues its mission as a nonprofit, providing small business owners with access to below-market, fixed-rate financing for the purchase, construction, or refinance of commercial real estate and equipment. “Our growth is not just in loan volume, but in our ability to help small busi

Celebrity-owned Cottonwood winery receives funding from California-based financial company

Maynard James Keenan, renowned as the frontman of the iconic rock band Tool, has embarked on an ambitious expansion of his Verde Valley winery and vineyard located in Arizona. To...

Refinance Your Winery or Vineyard with the SBA 504 Loan Program: Here's Why! Attention winery owners! Discover the benefits of refinancing with the SBA 504 Loan Program: Financing up to 90% of the appraised property value. For cash-out projects, up to 85% financing is available. Cash out up to 20% of the value of the property for working capital needsPay salaries, rent, utilities, inventory or other obligations of the business with cash previously trapped in equity Below-market interest rate, currently, fixed for 25 years The ability to consolidate multiple loans Existing equity often fulfills the down payment requirement Enjoy enhanced cash flow for growth and profitability. Contribute to local economic development and job creation. Access expert guidance and support throughout the process. Refinance with the SBA 504 Loan Program and uncork the potential of your winery! 🍷🌱🚀 Learn more: https://www.tmcfinancing.com/sba-504-loans/refinance-commercial-mortgage-debt/

TMC Financing Helps Les Lunes Wine Secure $3.8M for Building and Equipment Purchase with only 10% Down The SBA 504 loan program was clearly the best option for us. In fact, conventional loans just weren’t even feasible, given the much higher owner equity that they require,” states vintner Shaunt Oungoulian, owner of Les Lunes. Conventional commercial mortgages typically require 20-30% as a down payment, while most SBA 504 loans only require 10%. SBA 504 financing for commercial real estate and essential equipment Another advantage that was important for Shaunt and Diego Roig was that the SBA 504 loan program allowed them to roll the cost of equipment into the loan package – something that’s not available through conventional real-estate loans but was critical for them. In this way, the Les Lunes team also benefits from the longer amortizations available with the SBA 504 loan program, with more affordable monthly payments. “A key benefit for us was that TM