Creating wine is both a fine art and complex science.

You rely on experience, knowledge and intuition to manage a fragile set of circumstances with focus on just the right resultsâ?¦a near perfect glass of wine.

Yoursâ?? is a different kind of business with unique challenges and needs. After all of your hard work, why leave anything to chance? Regardless of the scale or individual characteristics of your winery or vineyard, Brandt Insurance will ease your mind to better focus on what you do.

Protecting your property and operation requires a trusted advisor capable of understanding your challenges, risks and investments. Brandt Insurance has been insuring wineries and growers since 1962. Youâ??ve got a unique need, and weâ??ve got your unique solution.

Click here for more information.

All WIN Expo exhibitors are required to carry general liability coverage with minimum limits of $1M per occurrence and $2M aggregate. You can absolutely use your own provider — but Brandt Insurance (our certified WIN Expo Insurance Partner) offers the lowest, most competitive rate available to exhibitors.

Why Exhibitors Choose Brandt Insurance

Brandt Insurance partners directly with Wine Industry Network to offer group-rate coverage that meets all WIN Expo requirements for just $65.
It’s quick, compliant, and designed specifically for exhibitors.

✔️ Meets all WIN Expo liability requirements
✔️ Coverage approved by our team
✔️ Fast, online purchase
✔️ Best possible rate arranged through WIN

Need Coverage? You Can Purchase It in Minutes.

👉 $65 flat rate — covers everything required for the show
👉 Click “Purchase Coverage” to get started

Prefer to Review Requirements First?

All insurance specifications can be found in the Exhibitor Kit on the WIN Expo website.

Brandt Insurance
Todd Brandt
250 Healdsburg Ave., 3rd Floor
Healdsburg, CA 95448
(707) 433-4436
brandtinsurance.com

In the wine industry, your employees are at the heart of everything—from the vineyard to the cellar to the tasting room. Protecting them means protecting your business. Workers’ compensation can be complex, but with Brandt Insurance as your partner, you’ll have guidance, advocacy, and access to the most competitive coverage available.

Benefits of having Brand Insurance Represent you 

Claims

If one of your employees suffers an injury on the job, as your broker, we will provide immediate advice and guide you through the process. 

We work with the claims adjusters to ensure the claim is handled quickly and appropriately.

Safety Services

We offer safety services and consultations in preventing workplace accidents. 

Claims Reserving

We are also the intermediary between the employer and the insurance carrier to prevent misunderstandings that can lead to over-receiving of a claim. 

X-Mod Review

We review experience modifications (X-Mods) for employers. We review carefully to find any audit, reporting, reserving mistakes. Mistakes can lead to higher X-Mods, and the employer paying too much. 

Fraudulent Claims

We can assist with the reporting and management of a claim in which the employer suspects fraud. 

Audit Disputes

We can mediate with the insurance company if an employer disagrees with an audit prepared on the employer

Competitive Pricing

With access to every major insurance company, Brandt Insurance will take the time to shop your workers compensation program with numerous carriers

X-Mod Forecasting

We have the ability to accurately project and forecast experience modifications for the next policy period, before it is published by the bureau. 

It's a Must-Have. We're here to make sure your business - and each employee - is always protected. We'll help you secure the right coverage, as well as provide tools to improve job safety and control losses. Our affiliations and direct appointments with nearly every major workers compensation market enables us to find you the most competitive prices. 

Protect your team. Protect your business.
Contact Brandt Insurance today to learn how we can tailor a workers’ compensation program that fits the unique needs of your winery.

Insuring your business well is one of the key ways you can ensure long-term success. At Brandt Insurance, we have a proven track record of creating custom policies tailored to the specific needs of the wine industry, so you can rest assured you’re only paying for what you need.

Whether you’re a young vineyard or a well-established winery, we can work with you to create a unique package of cost-effective coverage that works for your business. At Brandt, we have 55 years of experience in the insurance needs of wineries, vineyards, farms, and ranches.

Read on to discover some of the exclusive features we offer as part of our insurance plans.

All Risk Coverage

At any and all points in the supply chain, you will be insured for “All Risk” coverage, including earthquakes, earthquake sprinkler leakage and flood, and specific protection in the event of loss of income, since we can promise your stock will be valued at its selling price, should you need to claim.

Our All Risk Coverage offers customized proprietary features that are specifically tailored to the wine industry. The risk management additions allow our clients to maintain high quality standards throughout, and by providing a claims handling process that uses one of the largest wine and grape brokers in the country, we are well placed to give assistance on exceptional wine replacement valuations.

Our coverage includes, but isn’t limited to:

• Contamination from external sources
• Transportation of grapes to winery
• Wine leakage
• Third party errors & omissions
• Spoilage to grapes in the process to delivery
• Spoilage of wine due to temperature changes
• Previously undetected organisms natural to the wine-making process from external sources
• Wine ready for shipment or during shipment

With over half a century’s experience in insurance, the offer of tailored risk management, and the option of a one-page form to include a Statement of Wine Stock Values, you can rest assured that with Brandt Insurance, your business is in capable hands.

To find out more about how we can help protect your wine business, visit our website today, and discover how to protect your future earnings.

Small businesses are increasingly becoming the target of cyber-attacks; 71% of such incidents involve organizations with fewer than 100 employees. With each attack costing an average $500,000 to fix, it’s an expensive price to pay for being unprotected against cyber threats.

More and more businesses are finding out the hard way just how important cyber security is; at Brandt Insurance & Financial, we have the products in place to protect your business in the event you fall victim to an online attack.

As the threats become more advanced, the more far-reaching your security coverage needs to be. If you want to make sure your small business is protected, follow our five steps to improving your cyber security and safeguarding your livelihood.

Eliminate unnecessary data

Many cyber-attacks are orchestrated with the goal of stealing sensitive information, either about your company or your customers. To reduce the risk to your business and your clients, permanently eliminate any unnecessary data stored if it isn’t used for a specific purpose. Moving forward, it can be prudent to halt the collection of unnecessary data in the future if this information has no benefit to the business, as without any sort of benefit, the data can essentially pose an unnecessary risk. Files should be properly destroyed rather than simply deleted.

Provide security training

It’s essential to make sure that everyone who works at the company is on the same page with regards to cyber security. Providing dedicated training can help educate employees on the importance of safeguarding sensitive information within cyberspace, including on social media. Establish guidelines and rules and circulate these among workers to provide clear instruction on best practice and, where necessary, impose penalties for misconduct and failure to comply with your company’s procedures.

Invest in cyber insurance

Cyber insurance is designed to provide peace of mind that in the event of a cyber breach, any losses will be covered if your business is disrupted. It also covers your liability should a security breach put sensitive client or staff data at risk. We source cyber insurance products that are tailored to your business, with different levels to reflect the size and type of company you operate. The right sort of cyber insurance policy will provide you with the necessary third party liability and first party expenses coverage – speak to us today to learn more about our business insurance products.

Upgrade security software

Because companies are legally bound to protect sensitive information, the implications of data leaks can be extensive; it makes sense, then, to use effective security software to protect this information – as well as your computer infrastructure – from threats. Anti-virus and security software should be upgraded at intervals to deal with sophisticated attacks – failure to update software can leave your business open to threats. There are also specific threat intelligence services you can enlist to add an extra layer to your cyber security efforts.

Establish an action plan

With almost half of all small businesses affected by cyber-attacks, avoiding such an incident is not always possible, despite your company’s best efforts. Having a first response plan of action in place, however, can mitigate the negative effects and ensure the attack is dealt with effectively. Internal and external communication should be a priority, along with efforts to understand the root cause. Contact your cyber insurance provider as soon as possible following an attack to learn more about how to handle the aftermath.

A proactive approach to cyber security can help guard against threats; get in touch with the experts at Brandt Insurance & Financial today to learn more about how cyber insurance can protect your business – and your bottom line.

Liability Coverage for Tastings & Events: Why Every Winery Needs Protection

Winery tastings and events create memorable experiences for guests, but they also come with risks. A simple slip in the tasting room, an over-served guest, or accidental property damage can lead to costly consequences. No matter how carefully planned an event is, unexpected incidents can happen, and without proper protection, wineries may find themselves facing financial and legal challenges.

Ensuring that your business is prepared for these situations allows you to focus on what truly matters—crafting great wine and providing exceptional hospitality. Taking proactive steps to safeguard your winery helps maintain your reputation and ensures that tastings and events remain enjoyable for everyone involved. By prioritizing protection, wineries can continue to welcome guests with confidence, knowing they are covered for whatever comes their way.

Brandt Insurance has been helping businesses like yours navigate risk for decades.

Contact Us Today to ensure your winery is covered for every possibility.

For over 57 years, Brandt Insurance—a proud family-owned business—has been a trusted partner for wineries and vineyards in Sonoma County. We specialize in tailored coverage that lets you focus on what you do best: crafting exceptional wines.

Let us handle the intricacies of your insurance needs—from winery operations and special events to crop protection. Reach out to Brandt Insurance today and raise a glass to peace of mind and a bright future in the wine industry!

Contact Brandt Insurance Today

Small businesses are increasingly becoming the target of cyber-attacks; 71% of such incidents involve organizations with fewer than 100 employees. With each attack costing an average $500,000 to fix, it’s an expensive price to pay for being unprotected against cyber threats.

More and more businesses are finding out the hard way just how important cyber security is; at Brandt Insurance & Financial, we have the products in place to protect your business in the event you fall victim to an online attack.

As the threats become more advanced, the more far-reaching your security coverage needs to be. If you want to make sure your small business is protected, follow our five steps to improving your cyber security and safeguarding your livelihood.

Eliminate unnecessary data

Many cyber-attacks are orchestrated with the goal of stealing sensitive information, either about your company or your customers. To reduce the risk to your business and your clients, permanently eliminate any unnecessary data stored if it isn’t used for a specific purpose. Moving forward, it can be prudent to halt the collection of unnecessary data in the future if this information has no benefit to the business, as without any sort of benefit, the data can essentially pose an unnecessary risk. Files should be properly destroyed rather than simply deleted.

Provide security training

It’s essential to make sure that everyone who works at the company is on the same page with regards to cyber security. Providing dedicated training can help educate employees on the importance of safeguarding sensitive information within cyberspace, including on social media. Establish guidelines and rules and circulate these among workers to provide clear instruction on best practice and, where necessary, impose penalties for misconduct and failure to comply with your company’s procedures.

Invest in cyber insurance

Cyber insurance is designed to provide peace of mind that in the event of a cyber breach, any losses will be covered if your business is disrupted. It also covers your liability should a security breach put sensitive client or staff data at risk. We source cyber insurance products that are tailored to your business, with different levels to reflect the size and type of company you operate. The right sort of cyber insurance policy will provide you with the necessary third party liability and first party expenses coverage – speak to us today to learn more about our business insurance products.

Upgrade security software

Because companies are legally bound to protect sensitive information, the implications of data leaks can be extensive; it makes sense, then, to use effective security software to protect this information – as well as your computer infrastructure – from threats. Anti-virus and security software should be upgraded at intervals to deal with sophisticated attacks – failure to update software can leave your business open to threats. There are also specific threat intelligence services you can enlist to add an extra layer to your cyber security efforts.

Establish an action plan

With almost half of all small businesses affected by cyber-attacks, avoiding such an incident is not always possible, despite your company’s best efforts. Having a first response plan of action in place, however, can mitigate the negative effects and ensure the attack is dealt with effectively. Internal and external communication should be a priority, along with efforts to understand the root cause. Contact your cyber insurance provider as soon as possible following an attack to learn more about how to handle the aftermath.

A proactive approach to cyber security can help guard against threats; get in touch with the experts at Brandt Insurance & Financial today to learn more about how cyber insurance can protect your business – and your bottom line.

Learn More